If so, then you’ll want to know whether you (the real you) is in charge of this book-keeper, or whether you’re being held hostage by him/her.
So how do you find out?
There’s one simple way. If you’ve noticed that no matter what amount of money you happen to bring in, you seem to never have much more profit (ie your expenses keep going up too), then you’ve hit your Money Comfort Level. This is a level that many people have which keeps them safe within the boundaries of a lifestyle that is familiar and comfortable to you – even if it isn’t what you say you want. For example, how often have you heard yourself say ‘I intend to bring in £x this month’ – and it happens. Wonderful! But then, almost unbelievably, an unexpected expense occurs, and wipes out what extra has been created.
Your Inner Book-keeper can very quickly appear to arrange things in the world to cause financial disasters just after you have raised your prices, or have landed a bigger order than usual, or have given yourself a raise in your salary. There’s no end to it’s creativity! That’s what I noticed when I was first employed, let alone self-employed – no matter how big a raise I got, at the end of each month, there was still nothing in my bank account.
That was when I first knew that the amount of money you have is nothing to do with anything other than how you think about it (well, of course there are certain practical principles that have to be borne in mind, like having systems in place to encourage you to save or spend, but even with these, it’s your attitude to them that really makes a difference).
So if you want to raise your MCL, then you need to do any or all of these three things:
1. Get comfortable with more noughts.
That’s how I used to refer to big numbers, like millions. There are more noughts involved when you bring in more money. If you’ve got any kind of ‘stuff’ going on about them, that’s your MCL operating and so practicing getting comfortable with the noughts is essential. Thinking about how someone acts who brings in many more noughts is a good start – because then you’ll begin to change your behaviour too.
2. Analyse what your Inner Book-keeper is really doing – do you have systems and structures set up to monitor your income and expenses – and is your business income and expenditure separate from your personal money? If not, get these systems set up. Of course then you have to operate them (hands up everyone who only does their figures once a year for the taxman!) . Yes, I know that feeling too, but when you begin to give your Inner Book-keeper the opportunity to do their job properly (using the systems) then you’ll begin to find that they are doing what you tell them, rather than the other way around.
3. Watch out for what you say and think about money. Write down everything you notice you think or feel about it for a week and then analyse it. What does it say about you and your relationship with money? Attend to this in a more positive way and watch your MCL begin to rise.
If you attend to these things, you’ll be well on the way to creating the conditions necessary for your Inner Book-keeper to do his or her job properly – that is, to serve you – you, the person who has expanded their mind, thoughts, and feelings; heart, body and soul to welcome more money in unreservedly.